Drowning in Daily MCA Payments? Get a Strategic Workout, Not Another Loan.
Reduce daily/weekly debits, consolidate multiple advances into one manageable plan, and stabilize cash flow—starting with a free 10-minute assessment.
Trusted referral solution sponsored by Legacy 1 Funding. Commercial restructuring—no consumer debt services.
Powered by the nation's leading debt restructuring firm with 27 years of experience and $750M+ negotiated
🔒 Secure Intake
🧾 Privacy Protected
⚖️ Transparent Process
🏛️ Commercial Only — No Consumer Debt
✅ IACFB-Aligned Standards
When One MCA Becomes Three (or Five)
cash-flow drain
payroll/suppliers/taxes squeezed
UCC/defaults block financing
collections escalate.
If this feels familiar, you’re not alone—and you’re not out of options.
The MCA Workout That Buys Back Your Cash Flow
Payment Reduction & Term Extension
One Managed Payment.
Stabilize → Rebuild
What Happens After You Click “Start”
Assessment
Proposal
Consolidation
Stabilize
Typical proposals 2–6 weeks. No guarantees—every file is different.
Quick Relief Check (Takes ~2 Minutes)
We’ll ask 3 essentials
What Business Owners Say
“Daily debits dropped by more than half. We finally caught up on payroll.”
— Manufacturing Owner
“One payment instead of five. That alone brought my stress down.”
— Contractor
Individual outcomes vary. No guarantees or legal claims.
Frequently Asked Questions
Will this hurt my ability to get financing later?
The goal is the opposite — stabilize cash flow so you can qualify again.
Can you guarantee a lower payment?
No guarantees; every file is different, but negotiation aims to lower outflow.
Is this bankruptcy?
No. It’s a commercial workout focused on business obligations.
How long does it take?
Many clients see proposals in 2–4 weeks; complex stacks can take longer.
Will this affect my relationship with my current MCA provider?
Our process is professional and designed to find a workable solution for both you and the funder. We handle the communication to ensure a smooth, business-focused negotiation.
If you have any urgent questions before your consultation, call us at 1-216-284-0221 or email [email protected]
Commercial MCA workout & restructuring. Referral relationships disclosed on request. Legacy 1 Funding is not a law firm. No guarantees of reductions or outcomes. Results vary.